Use this CMHC calculator to easily determine how Down-Payment will impact the amount of CMHC insurance which is added to mortgage.
CMHC insurance calculator
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Mortgage Insurance depends on how much you put as down Payments, This calculation must have given you a fare idea what impact you can have own your fiance in log term. still not sure, and need some answers, contact me here and I will help you connect with our fiance expert..